Hi there :)
If you’re looking to get your debts paid off and live debt free….you’re in exactly the right place
Wouldn’t it be great not to have any debt? Not to have to worry about repayments, instead being able to build up your savings?
I’m Steph Addison and this is my personal finance blog.
I’m a personal finance expert and I’ve got one aim at Debt Free Family, and that’s to bring you up to date, easy to understand ideas on how to increase your income and pay off debt.
There is SO much information out there about personal finance. I got lost in it. So I decided to take the confusing jargon out of it and tell it how it is.
We know what it’s like to be broke.
My own family used to be in a very bad place, money speaking. There were quite a few years when we were spending more than we had coming in, and just felt that our financial situation was totally out of control.
Why debt free family?
Why Debt Free Family? Because our family were going to be in a much better place if we could just get rid of our debt. The stress, the worry, the counting every penny until we went into min us numbers…..it would all be gone. We just had to get debt free.
I didn’t know where to start with a budget, believing the point of a budget was that you needed to have at least as much coming in as you did going out. I really didn’t have a clue.
At our worst, I juggled the direct debits around each month, knowing who wouldn’t cut us off straight away and who’d demand payment on the dot every month. Yet on we plodded. Each month being the same.
Eventually, and it wasn’t a lightbulb moment in my case, it dawned on me that life couldn’t carry on like that. It simply didn’t work.
I was very envious of the families who lived debt free, or what I thought looked debt free. I know now that appearances are extremely deceptive and that the reality is that many of them were financially drowning, just as we were.
So I started (very slowly) to look at ways I might bring in more money each month.
It’s not always been easy, but we were determined and made it a priority to see becoming debt free through. I’ve learned a lot since starting our journey, and decided to put it into a blog to share with anyone who want’s get out of a money situation they feel trapped in.
I started this blog as a way to record our own journey & to share the ways I found helpful on my own path to being financially free. I know it’s possible, and I’d love to show you that it’s possible for YOU too.
I’d love it if you came along for the ride!
My blog is my own personal blog and I am NOT in any way a financial professional. Please do not take anything on this blog to be professional advice as I as NOT qualified to give it. For further details, please see my Disclaimer Page.
This website contains affiliate links, which means that if you click on a product link, I may receive a commission. This website is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program where I earn advertising fees by linking to amazon.com. Thank you.