How to make money as a kid in 2020!

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Wondering how to make money as a kid? Here’s our TOP TEN to start earning your own cash!

how to make money as a kid

✅ How to earn money as a kid

There are plenty of ways for kids to make money fast at home. They range from the traditional jobs we used to do, babysitting and household chores to more modern internet based jobs.

✅ Jobs for kids

✅ Ways to make money as a kid

Kids of all ages can make money, even younger kids….have a read through our guide to getting your kids started on their money making adventures!

Perhaps your kids have asked you if they can have some cash? Or even if they can earn their own money, even if they are just a kid?

As a mum, it’s important to me that my kids grow up to be independent, self sufficient adults. That’s the aim right? So it makes sense to make sure they know the basics about money, including how to make money as a kid.

I want my kids to know there’s more than one route to making money…even if for now, that means just making enough to buy sweets.

There’s no reason why any kid who wants to can’t start to make their own money, so we’ve compiled great list of ways your kids can start to earn their own cash…..and there’s not a single mention of a lemonade stand, we promise!

✅ How kids can make money

Teaching your kids about managing cash is a great skill, but when’s the right time to start teaching your child about money? It’s a tough one. I started teaching all of mine as soon as they were old enough to understand the concept of exchanging one thing for another. They knew the exchange concept way before they knew the value of money, which came much later on.

I suppose it doesn’t matter all that much when you start, just that they learn at some point. Since we barely teach our children about money in the school system, it’s really up to us parents to take charge.

Luckily, it’s not that hard!

✅ How to teach your child the value of money

So what sort of things should you cover so your kids get a handle on money? Some basics might include:

  • Teach them that money is earned – money doesn’t grow on trees, so show your kids that money needs to be earned!
    So many kids grow up seeing us take cash out of a cashpoint or using a credit card, it’s hard for them to understand where money actually comes from. Talk to them about your job, how many hours you have to work and the duties you have to perform to get paid each month.
  • Make it fun – start the learning early! The easiest way for young children to learn is through play. A simple game of ‘shops’ is the perfect start for tiny ones to get to grips with the idea of handing over ‘money’ in exchange for something they want. Of course they won’t have any idea about the value of money, but they’ll be able to grasp exchanging one thing for
    Playing shops with items your child loves (trucks, crowns, fairy cakes) rather than the old fashioned plastic fruit and veg stall, and you’ll making the lesson personal to them. They’re far more likely to learn if they relate to the game!
  • Show them how to save and spend – show slightly older children how to save and when to spend and you’ll be setting some solid foundations for their years ahead. The JamJar method of saving gives them a great way of being able to visually see their savings growing, while allowing them to save for something special.
    All you need to do is get 2 jam jars, and let the kids decorate them. One will be ‘savings’ and one will be ’spending’. Agree an amount of money they’re going to save from their pocket money or money they get at birthdays and Christmas. That goes in the ‘savings’ jar and they can save here for bigger, more expensive items. The rest goes into the spending jar and they use that money for small things: sweets at the weekend maybe.
    The lesson they’re learning here? The importance of saving first, and then spending the rest.

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✅ What are you saving for?

Know what you’re saving for? Having a goal in mind makes saving WAY easier.

If your child has something specific in mind then help them break their goal into achievable bite sized savings goals.

What’s the target amount of money they need? Help them work out how much they need to make each week and when they’ll get there.

If they just want some extra cash to spend at the weekends, talk to them about spending and saving, like the JamJar method described above.

How kids can earn money

✅ How to come up with an idea to make money

What do your kids enjoy doing? Are they creative? Talented at IT? To keep encouragement high, have them pick something they love doing and can turn into a money making venture.

Kids tend to pick up IT skills way faster than us adults. If your child is a whizz with a laptop, could they show an elderly person how to keep in touch with someone across the planet? People way good money for this! Could they organise desktop files and show someone how to access them?

Creative kids can make money selling crafts online and at fairs, held often and all across the country.

Get your kids to brainstorm areas they’re skilled at and then it’s easier to narrow down the best of possible money makers.

✅ How to make money as a kid at home

Feeding Neighbours pets

Making money as a kid at home is a great place to start. Most of us have neighbours right? While we don’t want younger kids wandering the neighbourhood, you child could offer their services to close neighbours you already know.

Feeding pets while their owners are away could be a great way to earn some extra money, and you could always be on hand to supervise!

how to make money as a kid

Plant watering

As with feeding neighbours pets, watering gardens in warm weather and houseplants year round is another good way to start the kids off earning some pocket-money.

Maybe you could help them put a rate card together and put it through a few neighbours doors!


For older kids, the classic side hustle of babysitting is a brilliant way to get some pretty decent cash in.

Getting a Red Cross Baby & Child first aid training is a brilliant idea and will make your baby sitting services much more appealing to parents. It costs £37.50 but will put you head and shoulders above others looking to get babysitting work in your area.

Once qualified, baby sitting tend to spread by word of mouth….parents will recommend you to other parents and your kids might just be inundated with work!

Grocery shopping

Many of our neighbours, especially the elderly ones, find it really hard to get to the shops. Helping out once in a while is brilliant, but lots of people will pay for a more regular arrangement.

Could your kids start grocery shopping locally for an elderly neighbour. Perhaps they need a regular delivery of the basics: milk, bread and the paper maybe?

Maybe your close neighbours know of someone looking for this type of service. Ask around….you might be surprised at the response!

House chores

We always gave our kids small chores to do around our house. Nothing heavy, just helping load and unload the dishwasher, carry ironing upstairs etc…and of course, keeping bedrooms tidy!

What about upping their chores and paying them to help you out? Talk to them about the things they think they might be able to help you with. Could your teen use the iron well? Smaller ones put the laundry on?

Come up with a list of chores and their fees, the kids make some cash and you get some help. Winner :)

✅ Online jobs for kids

It’s the digital age and the list of ways that kids can make money online is expanding all the time. I get it, it’s hardly like we want the kids spending even more time than they already do surfing the internet, but….well it’s a great way to earn some extra cash.

As long as they’re not online 24/7 and getting plenty of fresh air, earning online can be a smart move!

Here we’ve got 10 ways kids, even younger kids, can start to make some money online.


Fiverr has a minimum age requirement of only 13, making it perfect for younger teens (as well as anyone else!) to make some money side hustling.

Popular categories include graphic design, writing and ‘fun’. Design is a HUGE one on Fiverr, so if your child’s creative and has a good eye for design, they could earn some big money on Fiver.

Love gaming? Fiverr also has a massive section based around gaming. What sort of thing do people pay for? Game sessions, gaming hacks, testing, to name a few. This would be VERY popular with teenagers I know!


If the parent owns an Etsy account, the kid can sell on it with the parents permission. What does that mean? It means your creative kids can craft away and then sell their products for hard cash on craft lovers marketplace Etsy.

What sort of things could they make and sell on Etsy? Jewellery, prints, knitted blankets, handmade kids clothes, pet toys, pet clothes, stickers, the list is almost endless.

Get the kids to have a look through Etsy and find a niche they could add their items to…you never know, many people on Etsy started their shops as a small hobby and it soon turned into a whole lot more!

Enjoying our post on how to make money as a kid?


Can kids take surveys? Mostly you have to over the age of 18 but Swagbucks lets you take surveys from age 13 with their parents permission and on their accounts.

What can you earn? Most teenagers who use Swagbucks use it to earn gift cards, which can then in turn be used like cash.

Teens are unlikely to earn big money with Swagbucks, but it’s all a little extra into the pot!

Reselling items – the best things to buy and sell for profit

Reselling is something most kids can do at any age, with a little guidance from parents!

What are the best things to buy and sell for profit? There are lots of things that sell well online and it’s probably best to go with somehting you have an interests in – your enthusiasm will come across when you’re selling it!

Some things you might consider selling:

  • Sports goods – sports items can cost a small fortune and parents often look for second hand items to lower the costs of their kids sports activities. Check charity shops for things you can resell and also online market places like eBay, sometimes you can find something that’s underpriced just because it might need a small repair or clean before you can resell it on.

  • Video games consoles – if you know your way around a video games console and know what you’re looking for when buying secondhand with a view to reselling, you’ve got a huge market right in front of you. eBay is likely the best place for this…popular and retro consoles sell on average within 48 hours for pretty decent prices!
  • Toys – another best seller in the second hand market. Vintage and retro toys, especially if they’re no longer available for sale, reach the highest prices. Stick to selling one type of item and you’ll be getting return customers before you know it!

Survey sites for teens –

Owned by Ipos, one of the oldest market research firms in the world, is a brilliant, totally legitimate site that kids aged 14 and over can join. Rewards are given in points, not cash, which can then be exchanged for high street vouches or prepaid MasterCards, making this a popular choice with teens.

i-say want to know your view on a vast range of things: you’ll need to answer some questions about your likes/dislikes and hobbies etc…so they know what sort of surveys to send you.

The i-say team make sure all rewards are sent out on time and completed surveys are recorded so you get what you’re owed. This really is one survey and rewards site you’d want to be a part of.

This is NOT big money and i-say do not suggest it is, but it’s certainly a way to get some vouchers towards something bigger you might be saving up for!

Selling photography

Got a good eye for taking photos? Did you know you can sell your photos online for a decent amount of cash?

There are loads of reasons people want stock photos…marketeers, bloggers and designers are just a few of the people who might use stock photos.

How much money you’ll make depends on how many people want to buy your image, but generally you’ll make a percentage of the sale price.

Of course you could sell photos on your own website but to get started quickly, consider selling on websites that specialise in stock images. Some of these are:

  • Adobe Stock – Adobe Stock sells images of almost everything imaginable, so there’s sure to be a category for you here!
  • ShutterStock – Also a HUGE site with numerous categories for selling.
  • AnimalsAnimals – this is a much smaller site that specialises in, you guessed it, animal images!

As with most types of selling, you need to review the submission guidelines and make sure you’re images are high quality. If so, this could be a really lovely side hustle for some!

Slice the pie

Heard of Slice the Pie? Neither had we! Aimed at teenagers who love listening to music, Slice the Pie pays you for your reviews on music, and also fashion, accessories and commercials before they’re even released!

Slice the Pie will ask you specific questions about the thing you’re reviewing, so for example you’ll be asked your opinion on maybe vocals, or the rhythm of a track. Once you’ve written your review and scored the review according to the instructions, just hit submit.

Payment is according to your review, so the more detailed the better. Slice the pie is hoping to have an app ready soon so you can review on the go.

Definitely one to have a look at!

Reasons to teach your kids about entrepreneurship

Letting your kids make their own money can bring so many new skills. Some of them might include:

Encourages children to think for themselves

Making money as a kid means you’ve got to think for yourself and think outside the box. Your child’s going to gain the confidence to be able to make decisions. That’s something not every kid leaves the school system with!

Encourages kids to set goals

Setting goals gets you where you want to be. As adults we’re often told to set goals to make things happen in our lives. Get your child setting goals as second nature and they’ll be a step ahead of the crowd as time goes on.

Builds confidence in their own abilities

Once your child sees they’re able to make things happen for themselves, their confidence will grow and grow. Entrepreneurship gives kids a focus they may not had had before, and while the initial goal might have been to make some money, it might end up bringing a whole host of other benefits.

Have your kids made their own money? Let us know in the comments below, we’d love to hear from you!

Other Debt Free Family posts you might like

✅ Can kids join survey sites to make some money?

Yes, there are certain survey sites kids can sign up to, I’ve included a couple in my post.

✅ Can kids sell in online marketplaces?

The big marketplaces like Etsy and eBay require the parent to hold the primary account and be responsible for their child’s selling activity.

✅ Do kids need to pay tax?

Everyone needs to pay tax on earning above the tax allowance threshold. Most kids are unlikely to exceed this earning a little extra cash. Check with HMRC if you’re unsure.

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